The complete API suite
Build your own LAS product, end-to-end. Multi-lender orchestration, KYC, e-pledge, disbursal and repayment, all in one API suite. Volume-priced for scale.
Own the entire LAS journey
Every step of Loan Against Securities, exposed as a single, composable API suite.
Multi-lender orchestration
Route every application across 12+ RBI-regulated lenders in a single API call. Best rate wins, automatically.
KYC & e-pledge
Aadhaar, PAN and bank verification, plus CDSL/NSDL lien creation, all handled inside the same request lifecycle.
Disbursal & repayment
T+0 disbursal to customer bank accounts, with full repayment, foreclosure and part-payment handling built in.
Own UI, own UX, own the brand
Lark OS is headless by design. Build your own interface, top to bottom, on top of our rails.
1/5th the cost of going direct
Volume-priced orchestration means integrating through Lark OS costs a fraction of going lender-by-lender.
Dedicated solutions engineer
Every Lark OS partner gets a named engineer for integration support, custom SLAs, and data residency needs.
An API surface your team will actually enjoy
REST + webhooks, production-grade reliability, built on the same rails that move crore-scale wealth every day.
Global edge + API gateway
CloudFront + Cloudflare anycast with India-region pinning, rate-limits, mTLS and zero-downtime blue-green deploys.
Event backbone
At-least-once delivery, signed payloads, fully replayable webhooks for every loan lifecycle event.
Security & compliance
OAuth2, PATs and fine-grained RBAC, with mTLS, IP allow-listing and field-level encryption throughout.
Observability by default
Logs, metrics and traces with correlation IDs on every request, so nothing is a black box.
See Lark OS in action
Talk to a solutions engineer about volume pricing, custom SLAs, and data residency for your build.