API-first Credit Infrastructure
for the Investment Economy
We build API-first credit rails for instant, secure loans against mutual funds and securities, without disrupting long-term wealth. Empowering wealth platforms, fintechs, and NBFCs to unlock liquidity for millions of investors.
Mission
Empower with secure, scalable tech
Culture
Invent with empathy and excellence
Trust
Bank-grade security by default
0+
Partners Integrated
0 Cr+
AUM
0 min
Loan Decision Time
0%
Platform Uptime
Our Story
Democratizing credit for India's growing investor community
Lark Finserv was founded in July 2023 with a clear mission: to democratize credit and promote financial inclusion for India's growing investor community. Our founder, a Chartered Accountant and capital market expert with over 20 years of experience, saw a gap — millions invest in mutual funds, equities, and bonds, yet few can access quick, affordable credit against those investments without disrupting long-term goals.
We're creating API-first credit infrastructure for the investment economy. We empower wealth platforms, fintechs, and NBFCs to offer seamless solutions like loans against mutual funds and securities financing. These digital-first products let investors unlock liquidity instantly without redeeming their investments or losing the power of compounding.
We believe the future of credit should be smart, clear, and inclusive. By collaborating with financial institutions and technology providers, we're building an ecosystem where credit and investments work together to enhance financial resilience.
Our purpose is straightforward: we want every investor, big or small, to feel confident using their wealth when needed. We aim to make access to credit as easy and modern as investing itself.
Company Founded
Lark Finserv is founded to democratize credit for India's investor community
Launched First Product
India's fastest 5-minute loan against mutual funds
Launched Second Major Product
With BFL as lending partner
100 Cr AUM
Crossed 100 Crores in Assets Under Management
Pre-Seed Funding
Raised pre-seed to accelerate product and partner growth
API-first Credit Infrastructure
Launched APIs for instant, secure lending against investments
India's First LAS SaaS
Introduced a SaaS platform for Loans Against Securities (LAS)
Mission & Vision
Guiding principles that drive everything we do
Mission
At Lark Finserv, our mission is to make access to credit easier for everyone. We build an API-first infrastructure that enables instant and secure loans against mutual funds, securities, and investments. We help fintechs, wealth platforms, and NBFCs offer simple credit solutions so investors can unlock liquidity without sacrificing their long-term goals.
Vision
Our vision is to make Lark Finserv India's top API-first credit infrastructure platform. We want every investor to access liquidity from their portfolios without interrupting long-term wealth creation. We aim to build a trusted, inclusive, and innovative financial ecosystem.
Our Core Values
The principles that shape our culture and decisions
API-first
Built for developers and partners to launch credit experiences fast
Security
Bank-grade security and compliance across the lending stack
Inclusive
Credit that's accessible, fair, and transparent for everyone
Speed
Instant decisions and seamless journeys without breaking long-term goals
"At Lark, we believe true financial freedom is not just about creating wealth, it's about empowering people to access it when they need it most."
Rohit Pateria
Founder & CEO, Lark Finserv
Investors and Advisors
Strategic advisors and investors guiding our growth
Currently CEO at Aeries Technology USA, over 25 years of experience in IT services, transformation, and private equity value creation.
Chief of AI Solutions & Content Partnerships, 30+ years across Nasdaq-listed, PE/VC-backed, and high-growth ventures.
Currently SVP PayU Money, a career banker with over 20 years of experience in Distribution, Fintech and Banking.
Joint Chairman & Managing Director at Bajaj Capital Ltd, 28+ years leading strategic vision and growth.
CEO & Global Head of Sales at Aargo Trade Singapore, 30+ years in financial services and fintech innovation.
Partner, Frontline Strategy Funds, 30+ years in strategic investing and startup mentoring.
CEO at Amity Innovation Incubator, 20+ years in investment banking and startup consulting.
Press & Media
Coverage and insights from leading publications
Backed by Excellence
Supported by prestigious incubators and innovation hubs
Incubator
Government
Academic
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